Responsibilities: Perform credit due diligence and fundamental analysis on borrowers and trading counterparties, especially credit assessment on financial institutions(Banks and non-bank FIs)/Mutual Fund/Private Equity. Conduct analysis on the the deal and the major credit terms including OTC transaction, Money market product and Debt securities to assess the credit exposures. Evaluate and challenge on the credit limit proposals and prepare credit opinion/ recommendation to the credit approvers based the risk and mitigation summary. Ensure credit request is duly assessed with respect to all internal and external requirements including approval of credit applications within delegated authority Participate in cross department projects and provide guidance as a subject matter expert on credit risk issues Requirements: University graduate with major in Accounting, Finance or related disciplines Minimum 5 years of credit risk management especially on counterparty credit risk and FI credit risk. Sound knowledge of financial market derivative product and key risk factors Solid knowledge in financial fundamental analysis HKICPA, ACCA, CFA, FRM are preferred Self-motivated, independent with an analytical mindset and ability to work under pressure Strong interpersonal, communication, negotiation and presentation skills with experience in working with senior management level Strong command of both written and spoken English and Chinese, including Putonghua