Responsibilities Lead the Product & Channel Team to deliver the strategic KPIs for the business and grow operating CASA Develop product programs for all existing and new cash product Develop new cash products and solutions for the Hong Kong market Manage the deposit portfolio and drive Basel III friendly products to support the bank’s CASA and NIM objectives Manage all risks associated with the product and channels, including ensuring back-up processes and sites are in place Understand the local regulatory requirements and ensure products and processes are compliant Own the customer channels (Business Mobile Banking, Velocity etc) and drive utilization and conversion from manual to digital Work closely with the Regional Channels Head to build out the channels connectivity with the region Work closely with Transaction Banking-Sales and the Relationship Managers to develop and position our offerings strategically versus the competition Provide subject matter expertise and training to RMs and business partners Work closely with Operation & Technology team to ensure that our channel build out is developed most effectively Design and run commercialization campaigns to bring new customers or increase existing utilization Requirements Minimum 10 years of Cash Management experience with regional experience and exposure Possess strong interpersonal and problem solving skills, ability to innovate and develop new products Comfortable dealing with multiple parties, internal and external Sound understanding of regulatory environment and ability to convert requirements into product opportunities Keen interest and understanding of developing trends and threats to the traditional business Strong analytical mind, able to exercise sound judgment based on strong logic and compelling arguments, also, execute, establish plans and processes